If you’ve finally saved enough to buy your own home, congratulations! But before you put your money down on a mortgage, it’s important to know what’s going to be expected of you as the homeowner. Mortgages are a complicated investment that can have major effects on your life, so you want to be sure you have all the information necessary before signing on the dotted line. Use this guide to learn everything you need to know about mortgages and how they work. Mortgage Basics A mortgage is a loan taken out by homeowners for the purpose of purchasing a house.…
Author: Marketer
Student loans are something that nearly every college student needs to take on at some point in his or her academic career in order to cover the costs of tuition, fees, and room and board. And while they can certainly be useful, they also come with several drawbacks that aren’t immediately apparent until you actually receive them and go through the process of paying them back. Here are some of the pros and cons of student loans to consider when making your decision about whether to apply for one or not. Student loans provide you with an opportunity to pursue…
As much as we’d all like to think that our businesses are guaranteed success stories, the fact of the matter is that this isn’t true. While your business may be doing great right now, things change quickly in the world of entrepreneurship, and it can be difficult to know when it will be time to take out a business loan or line of credit to help you get through rough patches until the tide turns again. Use this guide to learn more about how short-term business loans work and whether or not they are right for you and your business!…
You don’t want to be aggressive, and you certainly don’t want to be passive-aggressive in the workplace. You just want to assert yourself in an appropriate way and get what you need to do your job. If you’ve struggled with this, here are five tips that can help you assert yourself at work in a way that leaves no room for misinterpretation—both when requesting things from your colleagues and when taking on projects yourself. Don’t sweat it Don’t let people take advantage of you. Figure out who your true friends are, and who is just taking advantage of you and…
Any business owner or manager will tell you that leads are the lifeblood of their operation. You might have a great product, but if no one knows about it, how much good will it do you? That’s why acquiring business leads—people who are interested in your products or services—is so vital to your business’ success. Business load leads, also known as sales leads, are particularly useful because they come pre-qualified and ready to buy. While lead generation companies can provide you with plenty of good business load leads, you can also find them on your own. Learn your lead types…
When you’re trying to keep your expenses low and you’re looking to avoid an all-in cost of living, you may feel as though you need to make sacrifices in your lifestyle. After all, if you can’t afford a nice apartment or a nicer car, then maybe you shouldn’t get them and should just stick to the bare necessities of life instead. But that isn’t necessarily true. There are several ways in which you can save money without compromising your lifestyle, and they don’t require too much sacrifice at all! Spend less than you make It’s important to live within your…
There’s nothing worse than dealing with money issues in your personal life. Whether you’re having trouble getting out of debt or making ends meet, money matters can cause an enormous amount of stress and frustration, both on the part of the individual who has to deal with them and on their friends and family. To help you get started, here are some practical steps to take to control your personal finances and improve your financial situation. Set Financial Goals When setting financial goals, it’s important to focus on the things that you want in life. It may sound cliché, but…
An insurance underwriter has the tough job of deciding whether or not to insure certain companies or individuals, based on the risk they pose to the company and its other customers. The job can be stressful and challenging, but also well-paid and exciting if you love numbers, accounting, legal jargon, and research as much as I do! In this post, I’ll take you through what an insurance underwriter does in a day (and what skills you’ll need), how to get started in this career, and more! If this sounds like the kind of career for you, keep reading! What is…
There are many grants available for NGOs in Nigeria and this article will show you how to find them as well as how to qualify as an NGO that can apply for these grants. Read on to find out about the different types of grants available and which ones your NGO can apply for! You might be surprised at how much you can get with just a little bit of effort, so read on! Grant from Access Bank Foundation The Access Bank Foundation is committed to supporting the development of civil society in Nigeria. The Foundation provides grants to registered…
Scammers are constantly coming up with new ways to trick their victims into parting with money, and one of the newest ones seems to be the loan scam. Whether it’s through email or text messages, scammers are finding new ways to request personal information and financial details from unsuspecting people, particularly students who are drowning in student loan debt and may be looking for an easy way out. While it’s impossible to completely avoid being conned by these people, you can recognize loan scams more easily if you know what to look out for. Here are some tips on how…